Daka e.V. is a non profit organisation that gives loans to students for more than 60 years. We don´t want to do any profit with our work, our goal is to help you out with our favorable credit if you have financial problems. We are a team consisting of several students, we want to help quickly and easily. We don't charge any hidden costs and we will always try to be as fair as possible.
We give our loan independent of your age, origin, course of studies or earning of your parents. There are just two requirements. First, you have to be a student at one of our partner universities (see below) and second, you have to be in the last 24 months of your studies.
Please notice, that you will need somebody who guarantees for your credit. There are more information about that in the leaflet below.
Unfortunately, we can`t translate our whole homepage. If you have any questions, don`t hesitate to give us a call. If you are willing to apply for our credit please visit us during the office hours.
Our partner universities:
Alice Salomon Hochschule Berlin, Berlin School of Public Health, Beuth Hochschule für Technik, Charité Universitätsmedizin Berlin, Evangelische Hochschule Berlin, Freie Universität Berlin, Hertie School of Governance, Psychologische Hochschule Berlin, Technische Universität Berlin, Universität der Künste Berlin, Weißensee Kunsthochschule Berlin
- The amount of payment depends of your demand
- The monthly rate is 750 EUR maximum
- The sum of the whole credit is 12.000 EUR maximum
- The term of payment is 24 months maximum
- It is possible to have an extra installment of 1500 EUR in the beginning
Interest and Costs
- There are no costs except of our interest
- 2% in the first two years
- 4% between the third and seventh year
- 6% from year seven forward
- Something very special about our credit is that we offer it with a fixed interest. So you know exactly how much you will have to pay from the beginning. Especially today, where the interest for credits is historically small, it is a big advantage to fix it for the whole term
- The refunding period starts 6 months after your last payment
- You can stretch it to one year
- The monthly rate of refunding is 75 EUR for the first year (if your whole credit was less than 4.000 EUR)
- The monthly rate of refunding is 100 EUR for the first year (if your whole credit was more than 4.000 EUR)
- The monthly rate of refunding increases with 25 EUR every year
- You can always make an retirement (as much as you want) for free
- We take care of your finacial situation. Usually we accept different refundings if it is necessary. We don`t charge extra costs in that case